Finance advice 16 year old?
May 20th, 2008 | by admin |ciaran91 asked:
ok , so im 16 and had a library book overdue. they came to the door and asked for it i had fogotten all about it . then they took it. i have seen a sign in the library and it said what the fines for over due books wer but if u wer under 16 then it wouldnt matter . i was only 15 when hte book was collected and its been a month since ive turned 16 and now ive got a letter from an agency who wants the fine !!! is this unfair??
ok , so im 16 and had a library book overdue. they came to the door and asked for it i had fogotten all about it . then they took it. i have seen a sign in the library and it said what the fines for over due books wer but if u wer under 16 then it wouldnt matter . i was only 15 when hte book was collected and its been a month since ive turned 16 and now ive got a letter from an agency who wants the fine !!! is this unfair??
what shud i do
Ok its only £7.10 but its the fact that i was 15 when this all happened so now im 16 they want money is that fair
and mike SHUT IT ok!!!
Hardly none of u have gotten this question !! its not look down on me because im 16 !! oh yeah learn ur lesson, what is that ! its not the point of learning my lesson its the library are being nasty now that ive turn 16 they want money it all happened when i was 15.
and for future reference if ure going to be cocky mike !! dont bother answering my questions
7 Responses to “Finance advice 16 year old?”
By spadezgurl22 on May 24, 2008 | Reply
tell ur mom and dad and they will prolly pay it for u and make u pay them
By sweetie3767 on May 25, 2008 | Reply
its not unfair. your 16 and responsible for what you check out. so expect your mom to pay it if you dont have a job. thats the way the real world works.
By rainy_54 on May 26, 2008 | Reply
Pay the fine. It shouldn’t be that much. Consider it as a lesson learned.
By Mike H on May 27, 2008 | Reply
Not unfair. Welcome to the wonderful world of responsibility!
Buck up, pay the fine and count it as a lesson learned.
By the way, this isn’t IM. Punctuation and proper grammer helps A LOT.
Edit: spoken like a true teenager! Blame others for your situation and deflect nearly everyone’s advice that has said to pay the fine and move on.
I admit the punctuation/grammer comment wasn’t necessary and I apologize for going off-topic. However, you asked the question. You should be prepared for any and all responses, whatever they may be.
By Ryan S on May 31, 2008 | Reply
Talk to the librarian. Explain the situation. Explain how you were young then… merely 15 when this situation started and how little you understood about the library and importance of education. Describe how you’ve matured since then into a man. Explain how according to their own rules you wouldn’t be liable as a 15 year old to pay a fine ,,if that doesn’t work then offer to pay a fine only for the portion the book was missing during which you were 16. if the book was out for 12 months and you were 16 for a month pay 1/12th the fine.
Promise not to do it again…. and respect the fact that other people may want the books you take out of the library.
By Johnny W on May 31, 2008 | Reply
Take this opportunity to learn that you are responsible for your own actions. Pay the overdue fine and move on.
Also, you are at the age where you can get ahead of the pack. By learning how to build a long term and positive relationship with a large major national bank. This will help you in the future…believe me. Always pay your bills on time and keep your account balances low.
By princess12341005 on Jun 1, 2008 | Reply
hi, i once had a overdue book for eight months (moved house it got lost in transit) so i know what you feel like.
Anyway the point is you were nearer 16 than 15 when the book was collected right? so they will probably treat you like an adult.
At the end of the day 7.00 is nothing. Just pay it and make sure that you keep an eye on return dates.