Finance Tips, Information, and Inside Scoops » Credit

Do you have to be behind in paying to qualify for debt consolidation?

admin — Sun, 21 Mar 2010 23:49:18 +0000

Sam asked:

Also, can a revolving line of credit (it’s also a atm card) be included in a debt consolidation? And can I choose to leave out a loan or specific credit card where I have 0%?

Credit card debt consolidation companies, Anyone know of a good one?

admin — Fri, 19 Mar 2010 20:03:48 +0000

nikki asked:

I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t screw people over, anyone know of any from experience or just know a good one?

Are there any debt consolidation companies that do bulk settlements that clear your credit quickly?

admin — Fri, 19 Mar 2010 09:20:23 +0000

McChesney asked:

I want to work with a debt consolidation company that pays off the debt on your credit report quickly and have you pay them monthly. I do not want a consolidation company that only pays the collectors as you pay them.

Is it recommended to use debt consolidation for credit card debt?

admin — Fri, 19 Mar 2010 05:15:21 +0000

m_snider9430 asked:

I am approximately $25k in debt, should I use a debt consolidation agency?

Is debt consolidation a good idea or am i digging my self in a deeper hole?

admin — Sat, 13 Mar 2010 05:35:12 +0000

tabnunn asked:

I have 6000 dollars in bad debt that are hospital bills. Is debt consolidation a good idea? 150 dollars a month for 6 years is what they told me?????

How quickly can I finance a car after my bankruptcy is discharged?

admin — Thu, 11 Mar 2010 15:26:18 +0000

Chelsea B asked:

We are filing a Chapter 7 bankruptcy, and it is due to be discharged by May. How long after that can we finance a car for a decent rate?

What are the advantages and disadvantages of having one of those debt consolidation companies help you?

admin — Thu, 11 Mar 2010 01:38:23 +0000

hotsing1 asked:

If anyone has any experiences with good or bad in dealing with a debt consolidation company let me know. Would it be a good idea to have one help me if I have about 4,000 dollars in debt?

how good does my credit have to be to get credit card debt consolidation?

admin — Mon, 08 Mar 2010 06:00:03 +0000

SRL asked:

If I let my cards slip for a while I don’t know how much they’ve hurt my credit. I need credit card debt consolidation, will they accept me if my credit cards have been beating up my credit a little in the last month or 2?

Can I get a debt consolidation loan with bad credit?

admin — Thu, 04 Mar 2010 21:02:37 +0000

mrbearpro asked:

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

interested in debt consolidation but dont know where to start?

admin — Wed, 03 Mar 2010 00:40:37 +0000

zarayray10 asked:

i am interested in having my monthly credit card payments put into one payment per month. i was very close to trying this but backed out at the last minute out of fear of being screwed over by a debt consolidation company. can someone explain how these companies work? has anyone ever used one? is it helpful?
do u pay the debt consolidation company a seperate fee? or do they include that within ur consolidated payment?