Finance Tips, Information, and Inside Scoops

amber asked:


please only serious advice….

long storey!

iwas 17 when i started datin my fiance. he was 21. his mom died when he was 3 and he inherieted like 1.9 million dollars. well his gma has put it in stocks and stuff and has like tripled the money. when he was 17 his gma built him a house beside hers (we werent dating) and he had girls over and there clothes and stuff and he dated one girl for like 3 years, until we started dating. and i moved in with him 2 months after we started datin and i told him to get rid of everything about her in that house. he did…but i still feel like “eww she took a shower in this shower…” and “they prlly had sex here and there and everywhere” and i WILL NOT sleep in the bed. soo anyways we moved in with my dad back in like november ‘07. and were gettin married in may 2009. i want him to sale his house so we can buy a house together….thats what your suppose to do and his gma wont let him! and we HAVE no money to buy a house. should i get over it?
should i get over it and just live in his house? or get an apartment until we can build our own. he cant touch his money until his gma dies….and she wont let him have any. and hes in school and works off and on but every little money we get we blow it. i know he’ll get me an apartment but i dont wanna put up with his skank nasty house! i absolutly hate it!!!!

ale961 asked:


Im 20 and am looking to finance a used car..nothing too fancy. Just something that will get me where i want to go and back. I’m looking at around $6,000-$8,000, preferably a Pontiac or a Toyota. Have good credit. How much down would i have to put and what are some good advice i could use?

toptotti asked:


hi all,
please can anybody advise me as i have a car on finance on which i pay, i have done a hpi check on my car and it says no outstanding owing, i have had the car for a year and half now and updated hpi check and still says the same,
my question is do i have the right to sell it?
if so how would i go about this and can i get into any trouble in doing so?
i look forward to hearing from people who can help.
many thanks
i got the car from a dealer and he put through the finance for me, all i had to do was pay a deposit and sign the paperwork.

liz p asked:


I have had the home for 15 yrs. I want to make a full basement since foundations are generally charged for by the linear foot anyway. What I need to know is are there companies who do it all? the foundation, the digging and moving the house off and back on the new foundation when finished. And what are the competative costs of all this?

curious asked:


I will be graduating in December and would like to work in consulting (finance). What companies should I apply to (which hire new graduates)? What is the most important thing to convey during an interview? What should I expect during my first year of work? What sort of pay should I expect? Is there anything I should know. Any advice is appreciated. Thank you.

idvinexpnai asked:


I interviewed with Credit Suisse and Wachovia Securities earlier this week and received positive feedback from both. Credit Suisse is in the process of checking my references and Wachovia Securities would like to set up a second interview with me. Credit Suisse is a temp position with possible a possible permanent position at the end of the contract (Nov), is a TEAM environment, which I enjoy, and the interviewers (who are the people I will be working with) were great people who I automatically clicked with. Wachovia, on the otherhand, is a permanent position which has benefits BUT thing is, the Financial Advisor has a bad rep with the branch. The receptionist even told me that she was a ‘tough one’. My first interview with her was 2.5 hours long and I was overwhelmed by her expectations in an assistant, yet alone, I’m scared to death of ‘what if I don’t meet her expectations?’.
I don’t know what opportunity to take? HELP PLEASE?
I know that I shouldn’t be scared and that I’ll get no where if I chicken out on everything but I had such a bad experience at my last job that I can’t seem to shake it off. I don’t want to end up with a job that I’ll regret later. Like for instance, what if I take the Wachovia job and find out that I can’t handle her.

Any opinions will do!

Thanks!

Daniel A asked:


I am currently in my 3rd year of BA social work but i would like a career change to banking as i more interested in investments and global markets. i got into this degree because i failed my A levels due to certain circumstances but i don’t know if it is an acceptable degree the finance. can you advice of any courses i can apply

you asked:


I have a series 7, and a life, health and variable anuity license.
I still have a year to complete my bachelors. any advice on a good insurance company to work for? is it possible to manage school and a job doing financial service? I have and intervew with metlife, how is that company like working with financial service?

MountainChick asked:


My parents are in a bit of financial trouble. The problem is not their income. It really comes down to the fact that they don’t have a basic grasp on how to manage money. Any money they make, they spend on something. They won’t take advice from me, because I’m “just their kid.”

So I was wondering if there were any books out there that anyone might know if that talks about things like:

Paying yourself first
How to set up a budget
How to change your thinking about spending
How to get out of that “spend every extra dime you have” mentality…
Etc.

It needs to be a fairly simple read, because neither of them “has time to read.”

toneykuhnz asked:


Me and my fiance have been approved for about 290,000 of financing (we would never finance that much). We are looking for homes that are about 110-145k. We live in Wisconsin where the homes are much cheaper than out west or in the big city.
What is your best advice for a first time home buyer on real estate agencies, financing, or just general advice? Thanks for your input, it is appreciated!